A youth loan is a financial product designed to support young individuals, typically under 25, in pursuing education, career goals, or business ventures. Governments, banks, and nonprofit organizations often offer these loans with favorable terms, such as low-interest rates or flexible repayment options. Youth loans provide financial assistance to those with limited credit history, helping them fund tuition, vocational training, or startup costs. By making funding accessible, youth loans empower young people to achieve independence, acquire skills, and build a foundation for future financial stability.